Picture this: It’s three days before payday, you’re eating ramen for the third night in a row, and you just got a notification that your credit card payment is due. Sound familiar? Trust me, I’ve been there! In fact, a shocking 64% of young professionals live paycheck to paycheck, but here’s the good news –…
Introduction Did you know that nearly 60% of Americans live paycheck to paycheck? That’s a staggering statistic! And if you’re one of them, you’re probably looking for ways to regain control of your finances. Enter the zero-based budget—a budgeting method that allows you to allocate every single dollar you earn, ensuring that your income minus…
“The best time to start budgeting was yesterday. The second best time is now!” Picture this: It’s payday, your salary just hit your account, and… poof! Three days later, you’re wondering where half of it went. Sound familiar? You’re not alone! According to the 2024 Financial Wellness Report, a staggering 72% of millennials and Gen…
